Emails (weekly) - the file Instinct sends you each week with your Axis debit alerts, PhonePe emails and order emails. This is the main path: it reads UTRs, so entries confirm once you type their reason.
Screenshots - Zepto / Blinkit / Instamart / BigBasket order screenshots. Fallback when emails are missing. Amounts are read on this device and stay editable.
PhonePe PDF - one source of several. Payments made by CRED or card will not appear here; the email import covers them. Matches are always review-first - nothing confirms itself.